Pace
Software
MPoC
Mobile Payments on COTS:
a secure MPoC SDK for
Tap-to-Phone commerce.
Overview
Pace Software's MPoC SDK turns any Android device into a secure, EMV-compliant payment terminal - no dedicated POS hardware required.
MPoC SDK & Cloud
EMV & PCI Integration
Payments & FinTech
Mumbai, India
Business
Challenge
Reducing POS hardware dependency while enabling secure contactless payments on Android devices.
Pace Software required a scalable and compliant Tap‑to‑Phone payment solution that could operate securely on commercial Android devices without relying on expensive dedicated POS hardware.
Key pain points
- High hardware deployment costs for merchants.
- Need for secure EMV‑compliant mobile payments.
- Complex PCI compliance requirements.
- Demand for seamless integration with existing payment ecosystems.
The
Solution
We delivered an EMV‑based MPoC SDK with secure cloud processing and PCI‑compliant integration capabilities — designed for Android‑based Tap‑to‑Phone payment enablement.
What we delivered
Mobile Payment SDK Development
Built secure Android‑based MPoC capabilities enabling Tap‑to‑Phone transactions on commercial off‑the‑shelf devices.
Cloud Processing Integration
Integrated secure cloud transaction processing workflows for scalable payment handling and monitoring.
Compliance & Security Enablement
Implemented payment security and PCI‑focused architecture aligned with compliance expectations.
Flexible Integration Support
Designed the SDK for smooth integration within existing merchant and payment applications.
Results
70% reduction in merchant hardware costs.
Rapid Tap‑to‑Phone deployment capabilities.
Flexible integration into existing payment applications.
Improved payment accessibility and scalability.
Explore Our Other
Case Studies
Ready to ship
a payment-ready
mobile app?
Let's talk about MPoC, Tap to Phone, PCI compliance, and the product details that make merchants adopt on day one.